Liability Insurance for Federal Employees and Contractors

"The thought of disciplinary action against me never crossed my mind. I had always been very confident of my professional skills and was quite sure my agency would defend me...I quickly learned differently."
Rick Hafenfeld, US Forest Service

As a federal employee, you can find yourself in a situation where you need to hire your own personal attorney - just for doing your job. FEDS Federal Employee Professional Liability Insurance provides you with legal representation and indemnity protection to protect you and your family from the risks and financial consequences of a claim or allegation made against you in the performance of your federal job duties.

While it is certainly unnatural for you to foresee a situation in which you would ever need to hire an attorney to defend an allegation or claim, our many endorsements and testimonials underscore the need for federal professional liability insurance by providing you with an understanding of the frequency and seriousness of federal investigations.

FEDS Protection is very affordable with payroll deduction available.

  • $1,000,000 Limit; $290 plus SL tax
  • $2,000,000 Limit; $390 plus SL tax
  • Optional LEOSA-HR218 protection available
    *Annual premium is subject to 2% Surplus Lines Tax

Agencies will pay up to half the cost of this insurance for federal employees classified as managers, supervisors and law enforcement officers. 

Please visit our manager, supervisor and law enforcement pages for additional information on these groups. If you need more information about the specific exposures of your position, please contact us or visit our Liability Spotlight.

You can also find more information in our Coverage Overview and the FEDS Master Insurance Policy. If you prefer, you can mail in an enrollment form with your payment.


Questions? Need Help?
Please call us at (866) 955-FEDS or contact us online.



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